Foldly — Envelope Budgeting

STOP PAYING MONTHLY FOR A BUDGET APP. Foldly is the envelope budgeting app that costs $4.99 once — not $14.99 every month. ENVELOPE BUDGETING, MADE SIMPLE. Split your income into envelopes (Groceries, Dining, Transport…). Spend from each. When an envelope is empty, you stop. No spreadsheets. No mental math. 2-STEP QUICK LOGGING. Tap the + button → Pick an envelope → Enter the amount. That's it. Two taps and a number. Logging an expense takes under 5 seconds. PACE WARNINGS. Foldly calculates how fast you're spending relative to how many days are left in the month. Spending too fast? You'll see a warning before it's too late. CARRY FORWARD. Underspent last month? That balance rolls into next month automatically. Overspent? Foldly deducts it from your next month's budget. MONTHLY ARCHIVES + CSV EXPORT. Every month is archived with full transaction history. Export any month (or all history) as a clean CSV for your records or your accountant. 100% OFFLINE. ZERO TRACKING. No server. No account. No sync. No analytics. Your financial data lives on your iPhone and nowhere else. Period. WHY FOLDLY? • YNAB charges $14.99/month ($180/year) • Foldly charges $4.99 once — forever • Same core method. Fraction of the price. Zero complexity.