BorrowRepay: Debt Tracker IOU

Awkward asking friends to pay you back? Forgot who owes you after trips or dinner splits? IOU Ledger is a minimal, private debt and loan tracker built for personal lending, borrowing, and shared expenses. Zero ads, no account sign-up, no contacts access—synced securely via your private iCloud! 【Professional Management Features】 • Balance & Assets Dashboard: Instant overview of net assets, pending receivables, and outstanding debts. • Detailed Contact Ledgers: Separate statement for each person—track principal amounts, repayments, and history clearly. • Complete Loan Lifecycle: Full support for lending, borrowing, collections, and repayments. Easily edit or correct any entry. • Seamless Multi-Currency: Track international currencies effortlessly for overseas trips and cross-border debts. • Secure Private iCloud Sync: End-to-end encrypted in your personal iCloud. Seamless multi-device sync, zero risk of data loss. Clarify every debt and take control of your cash flow! Tap to purchase and experience effortless debt & loan tracking. Auto-Renewable Subscription Information: - Subscription Title: IOU Ledger Pro Yearly (1 Year). Unlocks unlimited contacts, image statement exports, and all Pro features. - Payment & Renewal: Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. - Manage & Cancel: You can manage and cancel your subscriptions by going to your App Store account settings after purchase. - Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ - Privacy Policy: https://colorful-profit-715.notion.site/privacy-35d07c48ce6e80d98fcfff90bbd896a8