ClearLedger-Personal

ClearLedger is a personal bookkeeping and account management app for tracking everyday expenses, income, transfers, recurring entries, and budgets. Key features: - Record income, expenses, and transfers, then review transactions by month or year. - Manage cash, debit card, credit card, and wallet accounts. - Create budgets, recurring entries, and automatic classification rules. - Manage multiple currencies and exchange rates, and export CSV reports. - Export local JSON backups for device changes or personal archives. - Use optional local reminders, App Lock, and iCloud sync. Privacy: Data is stored locally by default. iCloud sync is off by default and can be enabled in Settings. Exchange-rate refreshes only request currency pairs and do not send transaction details, account names, card numbers, photos, or notes. ClearLedger does not provide banking, payment, lending, investment, trading, cryptocurrency, insurance, tax filing, or financial advisory services.