Preview
Description
PeraJoy – Fast, Flexible, Secure Loans Access funds quickly from your phone for emergencies, daily expenses, or small investments. Borrowing is simple, transparent, and safe. Loan Options Amount: ₱2,000 – ₱50,000 Term: 3 – 12 months APR: 12% – 24%, fully disclosed Service Fees: Clear and upfront Example: Borrow ₱10,000 for 6 months at 18% APR → total repayment ~₱10,900, monthly ~₱1,817. Exact terms shown before approval. How It Works Register in the app and verify your ID Apply for a loan in minutes Receive funds directly to your bank or e-wallet Track repayments and get reminders Why PeraJoy? Fast & Simple: Quick application and approval Transparent: Clear terms, no hidden fees Flexible: Loan amounts and schedules to fit your needs Safe: Compliant with RA 10173; data fully encrypted Supportive: Responsive customer service For help or questions, reach our team: - Email: [email protected] - Hours: 8:00 AM – 6:00 PM, Monday to Sunday
What's New
Version 1.0.1 2025-12-19
Fixed some known issues and optimized the user experience. Version 1.0.0 2025-11-25
App Store User Reviews
Credit Pu 2025-12-13
Will change if not approved
.
Lazy277 2025-12-24
Hoping
Change it to 5 stars and recommend to my friends once approved
Discussls 2026-01-07
Please
1 thousand will do please
Seryaka123 2025-12-27
Harassing clients to pay there loans before the due date
Your collectors are so harsh in collecting money and even texting my friends and family with regards to my loan. You have also a big processing fee.
Anon00010 2025-12-28
Scammer Alert!!!
You’ll be harassed including all your saved contacts days before your due date. Don’t ever try this app
Hdkdudur 2025-12-29
Hsjsh
Easy to apply its good
xcvbb2345 2025-12-17
SCAM
Grabe laki ng interest dito, di pa buo makukuha ung niloan mo tapos di mo pa due date magtetext na sayo agad and need mo na isettle kundi itetext mga nasa phone...
Dos Santos Alba 2025-12-20
FYI
For your approval one’s di approve balikan ko to thank you.
Grecei 2025-12-19
Very good app
Very fast
Ashleypip 2025-12-17
Worst agents ever
The agents in this app will be the down fall of this company sooo much harassment and its not even my due date never again
Technical Analysis
Package Overview Basic metadata
Bundle ID
com.tic.philippines.software.ios Current Version 1.0.1
Minimum iOS 13.0
Package Size App Store Size
Package Metadata 2 / 2 version records
Detailed binary, privacy manifest, framework, and Info.plist results have not been indexed for this package yet. The verified App Store and archive metadata above remains available.
Developer Information
Known Version Records
2 version records with stored package metadata
Stored metadata does not guarantee a package is currently available to download.
| Details | Version / IDs | Version date | Action |
|---|---|---|---|
 16.15 MB | v1.0.1 App Store ID: 880838040Build: 1 | 2025-12-19 09:28:52 | Get Version |
 14.92 MB | v1.0.0 App Store ID: 879898905Build: 1 | 2025-11-19 11:19:14 | Get Version |