FicMe

FicMe is South Africa’s digital FICA compliance passport. Store your identity, proof of address, and entity documents once in a secure, POPIA-compliant vault — then share a verified, time-limited link with any bank, attorney, accountant, estate agent, or financial institution in seconds. No more emailing unencrypted photos of your green ID book or smart ID card. No more searching your inbox for last month's municipal utility bill. WHY FICME? • Built for South Africa: Designed specifically for the FIC Act, POPIA, and Schedule 1 accountable institutions. • Complete privacy control: You decide who sees your documents, for how long, and with what level of access. • Verified identities: Smart validation checks your SA ID or passport against your uploaded documentation. • Multi-entity support: Manage your personal compliance alongside your private companies (Pty Ltd), close corporations, and inter vivos or family trusts. • Complete audit trail: Every view, download, and document request is logged for full POPIA compliance. FOR INDIVIDUALS • Personal compliance vault: Securely store your SA ID, passport, proof of address, proof of banking, tax reference, and source-of-funds documents. • Expiry & freshness tracking: Get proactive reminders before 90-day proof of address documents expire so you are never caught unprepared. • 1-click sharing: Send an OTP-protected, time-limited link directly to your broker, conveyancer, or bank. • Biometric lock: Instant, secure access with Face ID / Touch ID and two-factor authentication (2FA). FOR BUSINESSES & TRUSTS • Onboard companies & trusts in minutes: Link directors, shareholders, trustees, and beneficial owners. • Transparent structure: Track who has uploaded their required onboarding documents and who is still outstanding at a glance. • Role-based access: Keep individual member vaults separate while compiling complete, compliant entity dossiers. FOR ACCOUNTABLE INSTITUTIONS • Streamlined client onboarding: Request FICA packages from individuals, companies, and trusts with pre-configured document requirements. • Automated freshness & re-FICA: Request updated documents with one tap when compliance periods require a refresh. • Sanctions & PEP screening: Screen individuals and legal entities against official sanctions, politically exposed persons (PEP), and adverse media registers. • Team collaboration: Assign team seats, track pending requests, and export complete FICA packs for audit readiness. BANK-GRADE SECURITY & POPIA COMPLIANCE • End-to-end encryption in transit and at rest. • Time-limited share links protected by one-time PIN (OTP). • Full access logs for POPIA data-subject compliance. • You retain total ownership of your data, with self-service account deletion available at any time. FicMe is a compliance management technology platform, not a law firm or financial advisory. Accountable institutions remain responsible for their own risk management and compliance programmes (RMCP) under the Financial Intelligence Centre Act. Support: https://ficme.app/help Privacy Policy: https://ficme.app/privacy Terms of Service: https://ficme.app/terms POPIA Compliance: https://ficme.app/popia