Margin: Expense Notebook

Margin lets you keep your spending the way you'd write it in a real notebook. No complicated bank charts: just you, your pen and your spending. NO ACCOUNT, NO SERVER, NO ADS You never sign up or sign in. Your expenses, envelopes, notes and sketches stay on your phone only and are never sent to a server. No ads, no tracking code. It works without internet. WRITE OR SPEAK • Type "coffee 4.50"; the notebook finds the category and stamps it. • Hold the microphone and speak. Audio is only listened to while you hold the button. • A sentence for the day tells you how it's going in one line. • Flip back to past days like turning pages, or search old entries. ANALYSIS THAT LOOKS HAND-DRAWN • A pen-drawn pie chart and a month-end forecast. • A monthly budget and a limit per category; the notebook warns you before you overshoot. • Compare with previous months. SAVINGS ENVELOPES • Open an envelope for every goal: a new laptop, a trip, an emergency. • Split income across envelopes by share. • When an envelope fills up, a "Completed" stamp lands on it. RECURRING ITEMS AND INCOME • Enter rent, subscriptions, bills and salary once; they're written automatically on the due day, never twice in a month. • See what's left at month-end. THE SKETCHBOOK • Draw with a finger or Apple Pencil. • Pen, marker, highlighter, pencil and more; ruled, grid, dotted and kraft pages. • Share your drawing as a PNG. PENCIL CASE AND STICKY NOTES • Pick your pen, ink and paper; the notebook's handwriting changes instantly. • Stick a note in the corner of the page and fling it away when you're done. WIDGETS • Home screen: small, medium and large widgets with today's spending, your daily allowance and what's left of your budget. • Lock screen widgets (iOS 16 and later). AND MORE • Turkish and English; ₺, $, € and £ currencies. • Day and night looks. • Reminders; backup and restore; CSV export. MARGIN PREMIUM (ONE-TIME) No subscription; pay once, keep it forever. • Unlimited savings envelopes and drawing pages • All drawing tools and colours • Extra pens, inks and papers • Coloured sticky notes and stickers • Advanced analysis and a monthly PDF report The free version is a fully working notebook; Premium makes it bigger. See our support page for the privacy policy and terms of use.