Wagephase: Paycheck Plan

Wagephase is a local pay-cycle cash-flow planner for irregular income, with confidence-weighted deposits, fixed bills, flexible envelopes, a minimum cash floor, and scenario comparison. WHAT IT DOES - Model opening cash, expected deposits, fixed bills, and flexible envelopes - Apply an explicit confidence percentage to uncertain income - See every pay-cycle checkpoint against a chosen minimum cash floor - Recalculate scenarios locally with no bank login, account, or financial-data upload PRIVATE BY DEFAULT No account, advertising, tracking, analytics SDK, or subscription. Workspace data stays in the app container. Imports, scans, device access, and network actions happen only when you request them. ONE PURCHASE The complete core tool, local workspace, records, analysis, export, and offline reference are included in the paid download. IMPORTANT BOUNDARY Planning aid only. It does not connect to banks or provide tax, lending, investment, or legal advice.