Clearbook

Take control of your finances — without giving up your privacy. Clearbook imports your bank statements, uses AI to categorize transactions, and gives you a clear picture of your income, spending, and net worth. Everything stays on your iPhone. No accounts. No subscriptions. No data sent anywhere except when you choose to use AI with your own Anthropic API key. IMPORT ANY BANK STATEMENT Drop in an Excel or CSV export from your bank and Clearbook automatically detects the column layout — no manual setup needed. Emirates NBD statements are recognized instantly. Other banks are mapped by AI on first import and remembered for next time. AI-POWERED CATEGORIZATION Transactions are sorted into categories like Food, Transport, Shopping, and Entertainment automatically. Rules you create are remembered permanently. AI uses your own Anthropic API key so your data goes only where you tell it to. TRACK WHAT MATTERS • Monthly income vs. spending breakdown • Category drill-down to see exactly where money went • Net worth tracker across all your accounts • Savings and investment tracking (Sarwa, WIO, and more) • Loan tracker with repayment progress SIMULATE BEFORE YOU COMMIT Run financial simulations before a big purchase, loan, or recurring expense. See how it affects your monthly surplus and net worth over 24 months. BUILT FOR PRIVACY All data is stored exclusively on your device using Apple's SwiftData framework. Nothing is shared with the developer. AI categorization is optional and uses your own API key — we never see your transactions. PERFECT FOR • UAE residents importing Emirates NBD, ADCB, FAB, and other bank statements • Consultants tracking business vs personal expenses separately • Anyone serious about understanding and growing their net worth