Vittora

Vittora is the personal finance app that never asks for your bank password. No bank linking. No Plaid. No third-party aggregators reading your statements. You enter what you spend, and everything stays in your private iCloud — encrypted, synced across iPhone, iPad, Apple Watch and Mac, and fully usable offline. TRACK EVERY DOLLAR • Log expenses, income and transfers in seconds • Category suggestions that learn from your own history, on your device • Categories with sub-categories, payees, accounts and payment methods • Scan receipts and multi-page documents, and import or export CSV anytime ON YOUR WRIST, HOME SCREEN AND DYNAMIC ISLAND • Apple Watch: log an expense with the Digital Crown, or just say "500 for groceries" • An interactive widget logs a preset expense without opening the app • Live Activities: a running total while you shop, and a countdown to your next bill • Home Screen, Lock Screen, StandBy and Smart Stack widgets; amounts hidden while locked • Siri, Spotlight, Handoff and full keyboard navigation on iPad and Mac BUDGETS THAT KEEP UP • Weekly, monthly, quarterly or yearly budgets per category • Warnings before you overspend, not after • Household sharing: share budgets with the people you live with through iCloud, see spending by member, and choose who can edit SAVINGS GOALS AND SINKING FUNDS • Set a target and watch the progress ring fill • Several goals can share one account, and Vittora tells you when they claim more than it holds REPORTS THAT EXPLAIN YOUR MONEY • Financial health score, and a spending outlook with what-if scenarios • Net worth over time, cash-flow forecast and an annual summary • Monthly overview with a plain-language summary, written by Apple Intelligence on supported devices • Unusual-spending alerts and budget suggestions, based only on your own records • Category breakdown, 50/30/20, emergency fund tracker and subscription audit • Custom reports, and monthly and annual PDF export YOUR YEAR IN REVIEW • Total spent, top categories, biggest month and milestones • Share it as an image; amounts are left out by default TAX ESTIMATES FOR FIVE COUNTRIES • United States, United Kingdom, Canada (all provinces and territories), Australia and India • See your 401(k), IRA and HSA headroom for the year • Educational estimates, calculated on your device SPLIT & SETTLE • A simple ledger for money you've lent or borrowed • Split group expenses and see who owes whom RECURRING, HANDLED • Salary, rent, subscriptions: set them once and Vittora logs them on schedule • An Upcoming view, and reminders with quiet hours YOURS TO SHAPE • English, Spanish and Hindi • True-black OLED theme and a choice of accent colors • Extensive VoiceOver, Dynamic Type and contrast work throughout PRIVATE BY DESIGN • Works fully offline; sync is optional and goes only through your personal iCloud • Face ID / Touch ID app lock • No ads, no trackers, no analytics sold to anyone • Contact support from inside the app; you see the whole diagnostic summary first, and it never includes your amounts, notes or payees • Delete all your data at any time Vittora is free to use, on every device. No ads, no trackers, no account, and nothing about you sold to anyone. Your records, your splits, household sharing, iCloud sync and CSV export stay free, always. Vittora Pro is an optional upgrade that unlocks the forward-looking analysis: tax estimates and regime comparison, the financial health score, spending outlook, cash-flow forecast, subscription audit, the 50/30/20 report, the emergency fund tracker, custom reports with PDF export, and unlimited receipt scanning. Without Pro you get five receipt scans a month, and everything you have already created stays yours. Vittora Pro is available monthly, yearly with a 7-day free trial, or as a one-time Lifetime purchase. Requires iOS 26, iPadOS 26, or macOS 26.