Gradually: Budget & Expenses

Gradually is a budget and expense tracker that keeps your money private. Log spending in seconds, see where it goes, and split shared costs with friends. There's no bank login: your records live on your device, and when you turn on sync (Premium), they're end-to-end encrypted before they leave it. FREE Quick entry: add an expense or income in a few taps, with a built-in calculator, categories, the merchant, and a note. Accounts and net worth: track bank accounts, credit cards, investments, and other assets, and watch your net worth over time. Tap the eye to hide the total when someone is looking over your shoulder. Trends: interactive charts and category breakdowns by month, by year, or across all time. Budgets: set monthly or yearly budgets, overall or for the categories you choose, and see at a glance whether you're on pace. Search: find any transaction from any date, filtered by type, category, or account. Widgets: this month's spending or a budget's pace on your Home Screen or Lock Screen, plus an Add Transaction control for Control Center and the Lock Screen. Passkey sign-in: sign in with Face ID or Touch ID. There's no password to remember or leak. Works offline: your data is stored on your device, so the app keeps working without a connection. Made for iPhone, iPad, and iPhone Duo (it adapts as you fold, unfold, and rotate), in English, Simplified Chinese, and Traditional Chinese. GRADUALLY PREMIUM • Receipt scanning: pick a photo of a receipt or a screenshot of bank notifications, and Gradually reads the transactions on your device with Apple Intelligence. You review everything before it's added. Requires iOS 26 or later and a device that supports Apple Intelligence. • Purchases that log themselves: on iOS 27, a Shortcuts automation passes your Wallet and bank notifications to Gradually. They're read on your device and gathered into one list for you to review. Requires Apple Intelligence. • Groups: track trips, shared homes, and dinners out. Split by shares or item by item, see who owes whom, and settle up in one tap. Share a group so every member sees the same balances (each member needs Premium). Link a transaction to a group expense and your totals count only your share. • End-to-end encrypted sync: keep your iPhone and iPad in step. Your data is encrypted on your device before it's uploaded, so we can't read it. • Multiple currencies: keep accounts and transactions in other currencies, converted to your base currency at current exchange rates. • Recurring transactions: rent, pay, and subscriptions added on the schedule you set. • Import and export: bring in CSV or Excel files (Gradually and iCost exports, or a spreadsheet from your bank, European formats included), and export your transactions to CSV. • Unlimited categories: create as many as you need (the free plan includes 10 each for expenses and income). Gradually Premium is a monthly auto-renewing subscription with a 1-month free trial for new subscribers. It renews each month unless you turn off auto-renew at least 24 hours before the current period ends. Manage or cancel anytime in your Apple Account settings. Terms of Use: https://gradually.app/terms Privacy Policy: https://gradually.app/privacy