Recurring Bills

Recurring Bills is a calm, private money tracker for the payments that repeat — and the ones that quietly drain your account. Most budgeting apps obsess over what you spent yesterday. Recurring Bills focuses on what's committed: the bills, EMIs, subscriptions, and small borrowings that decide how much is actually yours each month. WHAT YOU CAN DO • Track recurring obligations See every repeating payment in one place — rent, utilities, subscriptions, insurance, loan EMIs — with due dates and monthly totals. • Know what's left Add your monthly income and instantly see what remains after everything committed. No spreadsheets. • EMI & No-Cost EMI calculators Work out real EMIs, interest, and the true cost of "no-cost" EMI offers before you commit. See the full amortization schedule. • Money-leak borrowing tracker Log the small amounts you borrow and lend. Track repayments, spot the balances that never get settled, and see where money leaks out. • Foreclosure clarity Understand what closing a loan early actually costs, using each lender's terms. • Cards & lenders Keep your cards and their rates and fees in one place, powered by a catalog you can edit. PRIVATE BY DESIGN Recurring Bills is local-first. The app works fully offline — your data lives on your device. Sign in only if you want optional encrypted cloud backup and sync across your devices. No ads. No trackers. No selling your data. You can delete your account and all its data from inside the app at any time. BUILT FOR REAL MONEY DECISIONS Whether you're deciding if a no-cost EMI is really free, figuring out whether to foreclose a loan, or just trying to see what's left after the 1st of the month, Recurring Bills gives you the numbers — clearly. Download Recurring Bills and take control of the money that leaves on schedule.