DebtFlow

DebtFlow is debt management for freelancers, small businesses, landlords, collection agencies and law firms. Keep track of unpaid invoices, send payment reminders automatically and document every step, from the first reminder to enforcement. DebtFlow follows the German dunning and enforcement process (court payment order, enforceable title, attachment). DEBTORS AND DEBTS • Add debtors with addresses, email addresses and phone numbers • Record debts with amount, due date and description • Assign costs such as reminder fees or court fees • Upload receipts and documents with the camera or from your files AUTOMATIC PAYMENT REMINDERS • Have reminder levels sent automatically by email • Payment reminders by post as well: Briefdiener prints the letter, puts it in an envelope and posts it (German addresses) • Preview before sending, sent letters in the history of each debt INSTALMENT PLANS • Set up instalment agreements • Record instalments as they come in; the remaining amount is always up to date • Reminders for upcoming instalments COURT AND ENFORCEMENT • Every debt moves through clear phases: new, reminder levels, instalment plan, court dunning procedure, title, enforcement • Sub-phases such as court payment order, objection, bank account attachment or wage attachment • A complete history of phase changes, payments and letters OVERVIEW AND NOTIFICATIONS • Home screen with open amounts, overdue debts and upcoming instalments • Record interest as costs; interest calculator for default interest in the web app • Weekly report by email • Push notifications for incoming payments, instalments due and status changes LANGUAGE The app is available in English and German and follows your device language. You can change it in the app under More → Language. GETTING STARTED You need a DebtFlow account to use the app. New accounts are reviewed and activated after registration. The app and the web app at www.debt-flow.io use the same data. DebtFlow does not replace legal advice. Privacy: https://www.debt-flow.io/privacy Support: https://www.debt-flow.io