Sends

Sends is a UK-based finance app for businesses and individuals that move money across borders. Open a multi-currency account online, send money abroad, exchange currency and manage virtual cards, with access to SEPA, SWIFT and UK local payments in one place. Sends is built for founders, freelancers, startups and internationally active people who need more than a domestic account. It is a focused alternative for cross-border money, without the branch-based friction of a traditional bank. International money transfers - Send money abroad in euros, pounds sterling and other supported currencies - Pay and get paid on the same day - Track outgoing payments with real-time notifications - Use SEPA for euro payments, SWIFT for international transfers and UK local payments for GBP Multi-currency accounts - Open personal and business accounts online - Hold and manage money across multiple currencies - Exchange currency directly in the app - Receive payments with dedicated IBANs - Review your balance and recent activity from a clear dashboard Cards and everyday spending - Create virtual EUR cards and GBP digital cards - Add your cards to Apple Wallet and Google Wallet - Top up your card balance separately from your main account to manage expenses and keep spending under control Business payments for your company - Pay overseas suppliers and receive money from clients in the UK and beyond - Accept payments with internet acquiring and make payouts to cards, built for business customers Whether you are a startup paying international contractors, a freelancer getting paid by clients in Europe, or an individual managing money between the UK and the EU, Sends keeps your accounts, cards and payments in one app. Security and support - Protect your account with two-factor authentication - Sign in with a PIN or biometrics - Contact the Sends support team 24/7 from the app - Use Sends on the web and on mobile Pricing transparency Sends publishes its fees, so you can review the cost of a transfer before you confirm a payment. Why choose Sends Sends offers a modern alternative to traditional banking for people whose money does not stop at one border: one place for financial control of your accounts, currency exchange, cards and payments. Getting started is easy, with online account opening in up to 48 hours. Important information Sends is an electronic money service provided by a UK-based, FCA-authorised electronic money institution. Sends is not a bank. Account opening is subject to eligibility, identity and verification checks. Fees apply to some services; see the published pricing for details.