Preconstruction Calculator

Stop Guessing. Start Calculating. Buying preconstruction is exciting, but closing can be a financial shock. The Precon Closing Calculator is the essential tool for every Ontario real estate investor and homebuyer who needs to know their true cash requirement at closing, factoring in financing risk. Most calculators ignore the biggest variable: Current Market Value (CMV). If the market value of your unit is lower than your original purchase price on closing day, the bank will only lend 80% of the lower value, leaving you with a massive, unexpected shortfall. Key Features You Need: Financing Risk Assessment: Instantly calculate your "Excess Amount for Down Payment" required due to a drop in the Current Market Value (CMV) versus your Purchase Price. Accurate LTT Calculation: Get precise Land Transfer Tax figures for both Toronto (MLTT + Provincial LTT) and Other Ontario cities. Total Cash Required: Aggregates all costs—LTT, Builder Capped Levies, Uncapped Fees, Estimated GST/HST—and adds the calculated financing shortfall for a single, reliable total. Don't let a market shift derail your investment. Download the Precon Closing Calculator today and secure your financial future by knowing exactly how much cash you need on closing day.