SplitOwl

SplitOwl makes it easy to share expenses and settle up with the people in your life — roommates, friends, partners, and travel groups. No more spreadsheets or awkward reminders. SPLIT ANY EXPENSE, FAIRLY Add an expense and split it equally, by exact amounts, by percentage, or by shares. Quick-split presets make common splits a single tap. SEE WHO OWES WHOM Clear balances show exactly what you owe and what you're owed — per person and per group — always up to date. SETTLE UP EASILY Record payments both ways and keep a complete, transparent history of every settlement. ORGANIZE WITH GROUPS Create groups for trips, flatmates, couples, or any shared budget, and keep those expenses together. INVITE ANYONE Add people by phone or email — even before they join SplitOwl. Balances link automatically when they sign up. STAY IN THE LOOP Get notified when an expense or settlement involves you, so nothing slips through the cracks. YOUR DATA, YOUR CONTROL Manage your profile and account, review your activity, and delete your account whenever you want. SplitOwl only uses your contacts to help you find friends already on the app. See our Privacy Policy at https://splitowl.app/privacy. Simple, fast, and free. Download SplitOwl and start splitting today!