Grits Payment Tracker

Grits Payment Tracker helps you organize and monitor your debt accounts with a clean, focused workflow. Use Grits Payment Tracker to: Track balances, minimum payments, due dates, APR, and account details. Privacy and control: Sign in with email/password Per-user data isolation Optional Personal AI Service with your own OpenAI API key If you do not use your own key, AI features can run through the app’s shared service Legal documents (Terms, Data Disclosure, Privacy Policy) are available in-app Important: Grits Payment Tracker is an educational and organizational tool. It does not provide financial, legal, tax, or investment advice. View balance history over time and monthly trend charts Get payment reminders before due dates Scan statements from images or files to extract key payment info Chat with AI about your debt snapshot and trends Import eligible debt accounts with Plaid (optional) Keep data local or sync to Firebase backup (you control this in Settings)