Penny Ledger

Penny Ledger is a minimalist, privacy-first expense tracker designed for people who value simplicity and data privacy. 【WHY PENNY LEDGER】 Unlike most finance apps that demand logins, sync to the cloud, and track your every move, Penny Ledger takes a different path: it's completely offline. Your financial data stays on your device and nowhere else. 【KEY FEATURES】 • 100% Offline — No internet connection, no servers, no data collection • Lightning-Fast Entry — Record income and expenses in seconds • Smart Insights — Visual charts reveal where your money goes • Custom Categories — Tailor income and expense types to your life • Beautiful Themes — Switch between multiple polished themes • Multi-Language — English, Chinese (Simplified & Traditional), Japanese, Korean • No Accounts Needed — Open the app and start tracking instantly • No Ads, No Trackers — No third-party SDKs, ever 【PRIVACY FIRST】 Every transaction you record, every category you create is stored only in your device's local database. We do not collect, transmit, or store your data in any form. No cloud servers, no data breaches, no unauthorized access. Uninstalling the app permanently deletes all your data. 【PERFECT FOR】 • Privacy-conscious users who want full control of their financial data • Anyone seeking a clean, distraction-free bookkeeping experience • People tired of ad-filled, account-required finance apps Your money. Your data. Your device.