B / Simple

BSimple is a simple, no-nonsense budgeting app built around one question: how much money can I actually spend right now? Instead of complex spreadsheets or bank-syncing subscriptions, BSimple keeps it simple. Add each of your bank or credit union accounts and their current balances, then set up savings "buckets" for the things you're setting money aside for — an emergency fund, a trip, a new laptop, a car repair fund, anything. BSimple subtracts your bucket totals from your account balances and shows you a single, clear "Safe-to-use" number: what's left over that's truly free to spend. FEATURES - Track balances across multiple bank and credit union accounts in one place - Create savings buckets for your goals, each with its own color and target amount - See your real-time Safe-to-use total, calculated automatically as you update balances and goals - Sign in with Apple for fast, private account setup — no passwords to remember - Your data syncs securely so it's there when you open the app BSimple doesn't require linking your bank credentials to any third party — you stay in control by entering and updating your own balances, so your financial data stays exactly where you want it. Whether you're trying to stop overspending, save for something specific, or just want an honest answer to "can I afford this today," BSimple gives you the number that matters.