T8ØX Ledger: Expense Tracker

Your money, clearly understood. T8ØX Ledger is a private expense tracker and budget planner built to make everyday money management feel simple and personal. Record income and spending, create monthly budgets, follow recurring bills, and understand your financial activity across currencies. KEY FEATURES • Fast expense and income tracking • Monthly budgets with clear progress • Recurring bills with optional local reminders • Multi-currency records and labelled exchange-rate estimates • Manual rates plus an explicit online reference-rate refresh • Searchable activity and useful spending insights • Multiple light, dark, floral, colourful, and bold themes • Works offline with no account required • Optional Google or Apple sign-in for private cross-device sync • Export, backup, and restore controls PRIVATE BY DESIGN T8ØX Ledger has no advertising or analytics tracking. Your ledger remains available locally and offline. Cloud sync is optional and only used when you choose to sign in. Online reference rates are requested only after your confirmation and never include ledger records, amounts, notes, or bill names. Whether you are tracking daily expenses, planning a monthly budget, or keeping subscriptions in different currencies organised, T8ØX Ledger helps you see the full picture without the noise.