Chodo: Split & Settle

Chodo helps every group arrive at a fair share. For trips, meals, and events, you can go beyond an equal split by adjusting ratios, fixed amounts, and individual contributions. Key features - Split a single payment using flexible rules for each participant - Keep the payer, upfront amount, personal share, and amount to receive distinct - Track collection progress, missing payments, and refunds - Combine multiple expenses and calculate only the transfers needed to settle up - Save people you settle with often - Use JPY, USD, EUR, and other supported currencies - Share settlement details as text or an image Your data stays on your device. Chodo has no account registration, ads, analytics, or tracking. The free version supports one active multi-expense settlement and up to five saved people. A one-time Chodo Pro purchase removes these limits and adds multiple selection of saved people, people groups, photo avatars, and reusable split settings.