Kaya: Budget & Ipon Tracker

Kaya is a budget and savings tracker built for Filipinos — simple, secure, and yours for a one-time payment. No subscriptions, no ads, no hidden fees. TRACK WHERE YOUR MONEY REALLY IS - Link your wallets: GCash, Maya, BPI, BDO, SeaBank, cash on hand, and more — with real bank logos - Every expense and income goes to the wallet you actually used - Transfer between wallets and see your true total balance BUDGETS THAT RESET EVERY MONTH - Set limits per category and get warned before you overspend - Insights with category breakdown and weekly spending charts - Monthly PDF reports you can save or share IPON MADE FUN - Savings goals with progress tracking and celebrations - Round-up savings: every expense sends the spare change to your first goal — automatically - 52-Week Challenge with a real piggy bank: end it anytime and every peso goes back to your wallet - Daily streak to keep you logging NEVER MISS A BILL - Bills with real due dates and countdown - Reminders the day before and on the due day — even when the app is closed - Recurring salary, rent, and subscriptions post automatically FOR OFWs - See your balance in USD, AED, SAR, SGD, or EUR with daily exchange rates YOUR DATA, PROTECTED - PIN stored in the iOS Keychain, Face ID unlock, auto-lock, and a privacy cover in the app switcher - Your data syncs securely to your own private cloud space — only your account can read it - Sign in with email, Google, or Apple Pay once. Save forever. Kaya mo 'yan.