Tynera: Bills & Budget

Tynera answers one question every morning: what can I actually spend today? Most apps show you a balance which is useless, because it doesn't know about the rent, the three subscriptions renewing this week, or the invoice due Friday. Tynera does. It reads your bills and bank activity, subtracts what's already committed, and gives you one calm number you can spend without regretting it later. ONE SCREEN, ONE ANSWER • A daily "safe to spend" figure that already accounts for upcoming bills, savings goals and recurring subscriptions. • A morning pulse so you start the day knowing where you stand — no spreadsheets. BILLS AND INVOICES, HANDLED • Connect your email and Tynera finds the bills your billers send you — amount and due date — so nothing slips. • Snap a photo of a paper invoice or paste the text; Tynera reads it. • Reminders before a due date, not after. SEE YOUR REAL MONEY • Connect your bank securely through Open Banking (PSD2). Access is strictly read-only — Tynera can see transactions, never move money. • Works across Nordic banks with native currency handling (SEK, NOK, DKK, EUR). SUBSCRIPTIONS AND SAVINGS • Spot subscriptions you've stopped using and price hikes you didn't notice. • Set savings goals and let Tynera protect them inside your daily number. PAY THE EASY WAY • Open a Swish, QR or bank-transfer payment prefilled — you approve it in your own bank or Swish app. Tynera never touches the money. SUPPORT WHEN IT MATTERS • "Bli spelfri" — optional tools that help you stay gambling-free and, if you choose, keep a trusted person in the loop. Help content, never gambling. YOUR DATA, YOUR RULES • Bank access is read-only. Email scanning is used only to surface your own bills, and that data is never used for advertising. We never sell your data. Tynera is personal-finance management and account information — not trading, not money movement.