Expense Tracker – Synaptix

Expense Tracker is a fast, private way to log what you spend and actually understand where your money goes — no bank connection required, no account to create, no data leaving your phone. LOG IN SECONDS Add an expense with a category, emoji, and amount in just a couple of taps. Organize spending into sheets — a monthly budget, a trip, a shared expense list — however you actually think about your money. SEE THE PATTERN, NOT JUST THE NUMBERS A clean spending breakdown shows exactly which categories are eating your budget, with a 6-month trend so you can spot the pattern before it becomes a problem. STAY ON BUDGET Set a budget per category and track it with a simple, honest progress view — know at a glance if you're on track or heading over. NEVER GET SURPRISED BY A RENEWAL Track recurring subscriptions in one place, with a heads-up before each one renews, so "wait, when did I sign up for that?" stops happening. ASK YOUR MONEY COACH Ask plain-language questions about your spending — "where did most of my money go this month?", "am I overspending on food?" — and get an answer generated entirely on your device, using Apple's on-device AI. Your questions and your spending data never leave your iPhone. YOUR DATA STAYS YOURS No account, no sign-up, no cloud sync required. Everything is stored locally on your device. Export a full backup anytime and keep it wherever you want — Files app, AirDrop, email, your choice. FEATURES • Fast expense entry with categories and custom emoji • Multiple expense sheets (monthly, trips, shared lists) • Spending breakdown with 6-month trend charts • Per-category budgets with progress tracking • Subscription tracking with renewal reminders • On-device AI money coach — completely private • CSV export for any sheet • Full local backup & restore (.stash file) • Optional Face ID app lock • Dark, distraction-free design Expense Tracker doesn't try to be a bank-connected finance platform. It's a fast, private logbook for people who want to understand their spending without handing their financial data to anyone.