Boldin Retirement Planner

Boldin is your personal retirement planning companion - built to give you clarity, confidence, and a clear roadmap to financial freedom. Whether you're just starting to think about retirement or fine-tuning your strategy, Boldin puts powerful financial modeling in the palm of your hand. No spreadsheets. No financial advisor required. FINANCIAL HEALTH DASHBOARD Get an instant, real-time snapshot of your financial health. See your projected net worth at retirement, nest egg longevity, monthly cash flow, and a personalized Financial Health Score - all in one glance. WHAT-IF SCENARIO LAB Ask the most important financial questions: - What if I retire 5 years earlier? - What if I save $500 more per month? - What if inflation hits 5%? Adjust sliders for retirement age, savings, return rate, inflation, and monthly expenses - and see the impact on your nest egg instantly. GOALS TRACKER Set and track financial milestones beyond retirement: dream home, college fund, emergency reserve, or early financial independence. Visual progress tracking keeps you motivated. PORTFOLIO & ACCOUNTS Manage your complete financial picture: - Assets (401k, IRA, brokerage, real estate, crypto) - Liabilities (mortgage, student loans, car loans) - Income sources with growth projections and tax estimates ADVANCED STRATEGY LABS - Social Security Optimizer: model claiming ages 62-70 and find your actuarial breakeven - Roth & Tax-Aware Optimizer: fill lower brackets and cut lifetime RMD taxes (SECURE 2.0) - Medicare & IRMAA Analyzer: avoid costly Part B & Part D premium surcharges - Stress Testing Lab: simulate market crashes, high inflation, and survivor events PRIVACY & SECURITY - All data stored locally on your device - nothing uploaded to servers - Face ID / Touch ID lock to protect your financial data - No account required to get started Boldin is designed for U.S.-based retirement planning using current IRS rules, Social Security regulations, and Medicare guidelines. Built for anyone serious about their financial future.