Sonar: Utilization Forecast

Sonar learns each card's close date from its own history, then projects the utilization that card is on course to report, counting the recurring charges that will post before the close. A few days out, it tells you. THE CLOSE, PROJECTED — Every card on one screen: balance, limit, utilization now, and utilization projected at close — Each card's close date, learned from its own statement history — nothing to configure — Committed charges: the subscriptions due before the close, already counted in ALERTS THAT ARRIVE IN TIME — A close alert days ahead — you choose how many — with the projected number in it — Due-date reminders with the statement balance and minimum payment — A heads-up when any card crosses your utilization threshold RECURRING, SPOTTED — Subscriptions detected from the charges themselves — nothing to enter, nothing to maintain — Price changes caught, not averaged: when Netflix goes up $2, Sonar shows the new price — Cancelled subscriptions drop off on their own — Your card's own interest is never mistaken for a subscription APPLE CARD, INCLUDED — Connects right on your iPhone — no bank login required — Same projection, same utilization, same alerts as every other card YOUR BANKS — Cards connect through Plaid, read-only — Sonar can never move money — Your bank password never touches Sonar's servers PRIVATE BY DESIGN — No analytics SDKs, no ad trackers — nothing in the app that watches you — Delete your account any time; deletion is immediate and never blocked Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sonar.cards/privacy