Perpetuity: Expense Tracker

Take complete control of your finances across borders. Perpetuity is a modern, privacy-first expense tracker and budget planner designed for expats, digital nomads, and multi-currency spenders. Whether you earn in USD, pay rent in EUR, or spend in local currencies with a travel card, Perpetuity keeps your finances organized with live exchange rates and zero complicated bank linking. KEY FEATURES: • MULTI-CURRENCY BY DEFAULT Track cash, bank accounts, Wise, and credit cards across different currencies. Every transaction retains its original purchase currency while seamlessly converting to your base currency using live FX rates. • RECURRING BILLS & COMMITMENTS HUB Never miss a due date. Track your fixed monthly overheads including rent, tuition, internet, and subscriptions (Netflix, Spotify). Easily see what has been paid and what is due this month. • SMART BUDGET LIMITS Set custom monthly spending caps by category (Dining, Transport, Shopping, Housing) with support for rollover limits to keep your cash flow healthy. • 100% PRIVATE & OFFLINE-FIRST Your financial data belongs exclusively to you. Perpetuity runs entirely on-device: - No bank logins or Plaid connections required - No third-party data tracking or ads - Full offline support — log expenses anywhere in the world, even in airplane mode - Complete data ownership with instant PDF generation. • CLEAN & FAST INTERFACE Designed with high-density, legible dark/light mode aesthetics. Add transactions in seconds without tedious menus. Stop struggling with broken spreadsheet formulas or rigid banking apps that don't understand multi-currency life. Download Perpetuity today.