Green Dot: Mobile Banking

You have the power to bank seamlessly, affordably, and with confidence. Meet Green Dot, the versatile mobile bank with an account option that’s right for you. Enjoy everyday banking built for everyday people with a range of features across our collection of Green Dot cards, all designed to help you manage your money your way with less fees and more useful features. The features you deserve, the value you need. • Get your pay up to 2 days early and government benefits, like unemployment, up to 4 days early with direct deposit² • Stay covered with up to $200 in overdraft protection after eligible direct deposits and opt-in¹ • No monthly fee with qualifying activity³ • Rest easy with a Member FDIC bank, keeping your money safe and insured up to $250,000 • Add cash using the app⁴ Manage your money your way with the Green Dot app • Lock/unlock your card⁸ • Add to Apple Pay®, Google PayTM, and Samsung Pay® • Set up account notifications⁹ • Access Customer Support chat in the app Get more with the Cash Back Visa® Debit Card: • Earn 2% cash back on qualifying purchases⁶ • Free nationwide ATM network. Limits apply.⁷ • Save money in a High-Yield Savings Vault and earn 2.00% Annual Percentage Yield (APY) on up to a $10,000 balance.¹⁰ Download the Green Dot app to manage your account or open a new account today! Learn more at GreenDot.com DISCLOSURES Not a gift card. Must be 18 or older to purchase. Activation requires online access, mobile number and identity verification (including SSN) to open an account and access all features. Activated, personalized card required to access some features. 1. Fees, terms, and conditions apply. Learn more at greendot.com/overdraft 2. Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. 3. Green Dot Visa® Debit Card: No monthly fee whenever you direct deposit $500+ or more in the previous monthly period. Otherwise, $7.95 per month. Cash Back Visa Debit Card: No monthly fee whenever you spend $1,000 in the previous monthly period. Otherwise, $9.95 per month. Pay As You GO Visa Debit Card: No monthly fee, pay $1.50 per transaction fee. 4. Retail service fee of up to $4.95 and limits may apply. Keep the receipt as proof of your transaction. 5. Money in vaults cannot be used on purchases or cash withdrawals until transferred to your primary deposit account. Exclusions apply, refer to account agreement for additional details. 6. Cash back is credited to account balance at end of reward year and cannot be used for purchases or credits until redeemed. Other eligibility requirements apply. 7. See app for free ATM locations. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Limits apply. 8. Previously authorized transactions and deposits/transfers to your account will function with a locked card. 9. Message and data rates may apply. 10. Interest paid annually on the average daily balance of savings of the prior 365 days, up to a maximum average daily balance of $10,000 and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 2.00% Annual Percentage Yield (APY) accurate as of Jun 2026. APY may change before or after you open an account. Green Dot® cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. And by Mastercard. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. ©2026 Green Dot Corporation. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739 Terms of Use: GreenDot.com/mtos