Thriftify

Take Control of Your Money with Thriftify Thriftify is the all-in-one personal finance, budget tracking, and wealth management app built natively for iOS. Whether you want to log daily expenses, manage recurring subscriptions, track debts, calculate mortgages and installment plans, split group expenses, create professional invoices, or calculate Zakat and taxes, Thriftify makes managing your wealth effortless and 100% private. Key Features: • Fast Expense & Income Tracking Record transactions in seconds with custom categories, payment accounts, notes, and an inline arithmetic keypad for quick math. • Account Transfers Transfer funds smoothly between accounts with support for both same-currency and cross-currency conversions with exchange rate adjustments. • Multi-Account & Category Management Organize your money across multiple bank accounts, cash wallets, cards, and custom spending categories tailored to your lifestyle. • Recurring Payments & Subscriptions Track salaries, subscriptions (Netflix, Spotify, iCloud), and utility bills. Set custom recurrence frequencies (weekly, monthly, yearly), monitor due dates, and receive timely notifications. • Debt & Loan Manager Keep clear records of borrowed and lent money. Log partial repayments or collections, track remaining balances, set due dates and reminders, and link transactions directly to accounts with automatic two-way balance sync. • Installments & Mortgages Track loans, mortgages, vehicle financing, and gadgets. Set principal amounts, down payments, interest rates (APR), and loan tenures with automated amortized EMI calculation. Log payments, link expenses to accounts, set reminders, and export vector PDF statements. • Split Expenses & Shared Budgets Manage shared expenses for trips, roommates, dinners, and events. Add members, record who paid, calculate equal splits, track who owes what, settle balances, and share text or PDF summaries. • Invoice Generator & Billing Hub Create and share elegant PDF invoices with business profiles, line items, taxes, discounts, and auto-numbering. Mark invoices as paid and log income straight into your accounts in one tap. • Islamic Zakat Calculator Calculate your Zakat accurately using real-time Gold and Silver Nisab standards (supporting grams and tolas), automatic account balance imports, and deductible debt adjustments. • Financial Utilities & Calculators Calculate Sales Tax and VAT with inclusive/exclusive modes and PDF summary export, or use the interactive Tip Calculator with quick bill splitting. • Powerful Insights & Analytics Visualize your financial health with interactive charts, category spending distributions, monthly comparisons, net savings rates, and multi-currency overviews. • PDF Statements & CSV Export Generate comprehensive PDF financial statements with dedicated transfer and debt ledgers, export shareable loan/split summaries, or export CSV spreadsheets for Excel and Numbers. • Smart Search & Dynamic Filters Quickly locate any record with instant search, date range filters (today, this month, custom ranges), status chips, and currency selectors. • Secure iCloud Sync & Privacy First Your data belongs strictly to you. Everything syncs privately and securely across your Apple devices using your personal iCloud database. No third-party servers, no logins, no data tracking, and no ads. • Biometric Security Protect your financial privacy with Face ID, Touch ID, or device passcode lock with automatic background protection. • Clean iOS Aesthetics Enjoy a native, fluid interface crafted with precision for both Light and Dark mode. Download Thriftify today and take control of your financial freedom!