SBP Analysis Tool

The Survivors Benefit Plan (SBP) Analysis Tool helps military retirees and their families explore the financial trade-offs between keeping Survivor Benefit Plan coverage and investing the monthly SBP premium. Enter your own assumptions to compare projected survivor benefits, investment growth, life-expectancy scenarios, paid-up SBP progress, and estimated crossover points. The app presents the results in clear summaries, side-by-side comparisons, charts, and a professional PDF report. Key features include: • Projected SBP survivor-payment estimates • Comparison of SBP benefits versus investing the premium • Side-by-side financial analysis • Decision Confidence indicator • Estimated crossover-age analysis • Paid-up SBP eligibility tracking • SBP cancellation-window timing • Life-expectancy and investment-return assumptions • Visual charts and sensitivity analysis • Saved planning scenarios • Professional PDF report export • Links to official SBP and retirement resources All calculations are performed locally on your device. Personal financial information is not transmitted to external servers by the app. SBP Analysis Tool is designed for educational planning and discussion. It does not provide financial, legal, tax, or benefits advice. Always confirm important SBP decisions, eligibility requirements, cancellation rules, and account information directly with DFAS or a qualified professional.