Budwisea

Budwisea is a budget planner for people who want to know where their money is going - without logging every coffee, every train ticket, every grocery run. Set your monthly income, fixed costs, and savings goals once. Budwisea tells you if the month adds up, how much is left to plan, and when you'll reach your goals. No spreadsheets, no receipts, no bank connections, no daily tracking chore. RADICALLY PRIVATE Budwisea is 100% offline. Your numbers never leave your iPhone. - No account. No login. No password. - No cloud sync. No servers. No backups uploaded anywhere. - No trackers. No analytics. No ads. - Face ID protection so only you can see your finances. - The app sends nothing to us - because there's nothing to send. PLAN A MONTH IN MINUTES Open the app. Enter your income. Add your fixed monthly costs (rent, insurance, subscriptions). Set aside amounts for savings goals. Sketch in what you plan to spend on groceries, dining, travel. Budwisea instantly shows: - Your balance - how much of your income still needs a job - Total income, expenses, and savings for the month - Whether your month is in the green - Progress toward every savings goal Recurring items carry forward automatically. Next month's plan takes seconds. DETAIL WHEN YOU NEED IT New in 1.2: - Sub-items: split "Insurance" into health, household and phone - the total adds up automatically - Notes on every entry, shown right in the list - Drag to reorder your entries - Suggestions for labels, accounts and goals - one tap to add - Change a recurring item for a single month without touching the series ONE CLEAR OVERVIEW The Overview tab shows the full picture: - Your total wealth across all accounts and savings buckets - Projections: "At this saving rate, you'll have $X in 12 months" - Compared to last month - income, expenses, and savings deltas at a glance - Dashboard by category - where does your money actually go? - Multiple savings buckets with progress bars and target dates - Milestones and streaks that celebrate your consistency SAVINGS GOALS THAT ACTUALLY MOTIVATE Create separate buckets for what matters - an emergency fund, a trip, a new laptop, a stock portfolio. Watch each one fill up month by month. Budwisea calculates when you'll hit each goal at your current saving rate, and celebrates the milestones along the way. DESIGNED FOR iOS - Native iPhone experience, built for iOS 15 and up - Full support for Dark Mode and system appearance - Dynamic Island friendly - Face ID lock - Backup and restore your data as a single .json file - you own it, you export it, you keep it MULTIPLE CURRENCIES, MULTIPLE LANGUAGES Budwisea speaks English, German, French, Italian, Dutch, and Spanish. Choose from 10 major currencies including USD, EUR, GBP, CHF, JPY, and more. Numbers format the way they should for your locale. FOR PEOPLE WHO WANT CONTROL, NOT SURVEILLANCE Budwisea is built for people who: - Want to know their finances without giving up privacy - Are tired of subscription budget apps that upsell every screen - Prefer planning ahead to tracking every purchase - Value simplicity over feature bloat - Believe personal finance should be personal NO SUBSCRIPTION. NO IN-APP PURCHASES. Pay once. Own it forever. Every feature included. No paywalls, no ads, no upsells, no premium tier. When you buy Budwisea, you buy Budwisea - not a free trial with hidden costs. WHAT'S NOT IN THE APP - No bank connection - No transaction imports - No AI "insights" that read your data - No social features - No notifications begging you to come back - No ads, ever Budwisea does one thing: help you plan your budget on your own terms, on your own device. Ready to plan smarter? Download Budwisea and spend a few minutes setting up your first month. That's the last of the budget admin you'll do this year.