Stay Above-Cash Flow Forecast

Know what your cash will look like before bills are due. Stay Above is a private cash-flow forecasting app that helps you see potential shortfalls early—not after a payment fails. Add your current balances, upcoming income, recurring bills, everyday essentials, and planned transfers. Then see how your money is expected to move in the days ahead. PLAN AHEAD WITH CLARITY • Forecast your balance around paydays, bills, and recurring expenses • Spot low-cash days and see what is creating the risk • Set a safety buffer for each account, so “enough” means enough for you • Track checking, savings, cash, and other accounts in one plan • Plan transfers between accounts before a shortfall happens • Include fixed or variable bills, as well as regular or variable income • Explore what-if scenarios before making a change • Keep a history of forecasts and review how your plan is evolving • Get timely reminders for important bill and risk moments PRIVATE BY DESIGN Stay Above does not require a bank connection or an account. Your financial inputs stay on your device. If you choose to import a bank CSV, it is processed on-device. This is not a loan app, a cash-advance app, or a tool that moves your money. It is a calm, practical way to understand your upcoming cash flow and make decisions earlier. Forecasts are based on the balances, dates, amounts, and schedules you enter. They are estimates for planning—not financial, legal, credit, or benefits advice. Stay above the next shortfall. Plan bills with confidence.