SnapBalance

Finally, a personal finance app that respects accounting. You've balanced the books at work for years. Time to balance your own. Snap receipts, keep real double-entry books, and own your data — everything stays on your phone. Most money apps are glorified lists. SnapBalance brings real double-entry bookkeeping to your pocket — proper accounts, four financial statements, consistency checks — while staying simple enough that anyone can snap a receipt and go. ■ SNAP A RECEIPT, IT'S BOOKED — On-device OCR reads merchant, total, date and GST. Free, offline, photos never leave your phone. Fix a mistake once and the app remembers that merchant's layout. Batch-import from bank app screenshots too. ■ SAY IT, IT'S BOOKED (new in 1.2) — Tap the mic and talk (pausing to think is fine) or just type: "Groceries at Coles 85 yesterday, a birthday gift for Amy 60, withdrew 500 cash" becomes three entries with dates, amounts and categories filled in — check them and save. Loans, repayments, withdrawals and deposits too. Speech is turned into text on your iPhone; audio is never saved. ■ TRUE DOUBLE-ENTRY — Every record is a balanced journal entry. The journal screen explains each line in plain words ("Liability 'Mortgage' decreases"). Templates included: loan repayments, property settlement, sinking funds, depreciation. ■ FOUR REAL STATEMENTS — P&L, Balance Sheet, Changes in Equity, Cash Flow — with live consistency checks (Assets = Liabilities + Equity, cash ties out). Tap any number to drill down to the original voucher and receipt photo. ■ SEE WHERE IT WENT — Period comparison with twin pies and a ranked change list that names the biggest mover. 12-month balance trend lines for assets & liabilities. A calendar that shows each day's net right in the grid. ■ YOUR DATA IS YOURS — No sign-up, no cloud, nothing uploaded. One-tap CSV export (opens in Excel): both a records list and a proper debit/credit journal. English & Chinese, dark mode, recurring auto-posting. Free: manual bookkeeping + reports + one ledger + 10 receipt scans + 5 voice entries. Pro (one-time purchase, no subscription): unlimited receipt scanning and voice entry, bank screenshot import, multiple ledgers, comparison & trends, CSV export, recurring transactions.