SpendWise Expense Tracker

Take control of your personal finances with SpendWise — the ultimate offline-first, subscription-free expense and loan tracker. No signups, no accounts, no data sharing. SpendWise runs 100% locally on your device, so your financial data stays completely private and secure. LOG EXPENSES IN 3 SECONDS FLAT Forget complex forms. Tap, enter the amount, select a category, and save. Tracking daily spending has never been this simple or fast. VISUAL INSIGHTS & BEAUTIFUL CHARTS See exactly where your money goes. SpendWise compiles your transactions into clean, intuitive charts. View spending by category, track daily trends, and analyze your habits month-over-month. SMART BUDGETING & ALERT SYSTEM Set custom budgets for overall spending or apply limits to specific categories (Food, Entertainment, Shopping). With visual progress bars and alerts at 50%, 80%, and 100% of your budget, you'll never be caught off guard. TRACK LOANS & SHARED SPLITS • Loans Given & Taken — never lose track of who owes you or who you owe. Set expected return dates and track settlement status. • Bill Splitting — divide dinner bills, rent, or group trip expenses with up to 4 people, and keep tabs on unsettled shares. 100% PRIVATE AND SECURE Your financial data belongs to you, not a server. SpendWise never uploads your transactions or credentials anywhere. PORTABILITY AND BACKUPS Export your entire log to CSV or PDF for accounting. Moving to a new phone? Just paste your CSV backup text to import your data in seconds. — UPGRADE TO SPENDWISE PRO (ONE-TIME PURCHASE) Get lifetime access to the full power of SpendWise. No monthly subscriptions, no recurring fees. • Unlimited expense logging (free plan includes up to 30/month) • Advanced loans tracker with return dates • Shared expenses & bill splits, settle up easily • Automatic recurring transactions • Full CSV/PDF export & CSV import • Customizable categories & home screen widgets • Smart budget alerts (50%, 80%, 100% notifications) • Multi-currency support & zero ads — Simplify your spending, track your loans, and reach your savings goals. Download SpendWise today!