Moatly.

Search any stock. Get four scores and the price worth paying. Most investors know what to buy. Few know why. Moatly fixes that. Built around the Moatly Valuation Framework — Meaning, MOAT, Management, and Margin of Safety — it turns hours of research into a conviction score for any stock you search. No spreadsheets. No guesswork. Browse and value any company before you create anything. No account needed, no card to try it. THE MOATLY VALUATION FRAMEWORK: MEANING — Do you actually understand this business? Moatly scores your fit using your Circle of Competence and a five-question Conviction Check. MOAT — Does this business have a durable competitive advantage? Scored on revenue, earnings, equity, operating cash flow, and free cash flow growth across 10 years. No analyst opinions — just the math. MANAGEMENT — Is leadership genuinely owner-oriented? Scored on ROE, ROIC, ROA, debt discipline, and a proprietary MER Score. Great businesses are routinely destroyed by poor stewards. MARGIN OF SAFETY — Is today's price below what this business is worth? Three independent methods — Intrinsic-Value-based Margin of Safety, 10-CAP, and Payback Time. Know the math. Make your own call. DISCOVER — BROWSE THE WHOLE UNIVERSE: Over 900 companies scored and sortable. Filter by moat, management, margin of safety, sector or industry — or open "In the Value Zone" for everything trading below its value price today. Start from the idea, not the ticker. SUPERINVESTOR ACTIVITY — WHO ELSE OWNS IT: Moatly reads 13F filings and shows you, for any stock: - Which investors hold it, and how much of their portfolio it is - What they did last quarter — new, added, trimmed, or exited - A page per investor: portfolio, concentration, recent moves MOATLYAI — YOUR PERSONAL MENTOR & ANALYST: Answers grounded in your Watchlist, your scores, and real fundamentals. - MOAT deep analysis: moat type, durability, and risk signals - Management assessment: capital allocation track record and red flags - Daily insight: a personal observation on your Watchlist each morning WHY MOATLY IS DIFFERENT: Other apps give you more data and leave you to interpret it. Moatly gives you the four questions every serious investor must answer before committing a dollar. FEATURES: - Automatic financial data — EPS, FCF and growth rates, instantly - Meaning score and stock ideas based on your Circle of Competence - Superinvestor 13F holdings for any US-listed stock - Watchlist with value zone alerts — 3 companies free, unlimited on any plan - Scenario testing — adjust any input, see results live - Earnings calendar for your Watchlist stocks - Unlimited AI mentor conversations SUBSCRIPTIONS: - Free — browse and value every company, and track 3 on your Watchlist with value zone alerts. - Moatly Investor — $14.99/month The complete framework for every stock you analyze. - Moatly Investor + AI — $24.99/month Everything in Investor, plus MoatlyAI. Both plans are auto-renewable monthly subscriptions with a free first month — no charge until your trial ends. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless canceled at least 24 hours before the current period ends. Manage or cancel anytime in your Apple ID settings. Terms of Use: https://getmoatly.com/terms.html Privacy Policy: https://getmoatly.com/privacy.html DISCLAIMER: Moatly is an analytical and educational tool from Moatly LLC, which is not a registered investment adviser or broker-dealer. Nothing in the app constitutes investment, financial, legal, or tax advice, or a recommendation to buy, sell, or hold any security. All scores, valuations, and projections are estimates based on available data, may contain errors, and are not guarantees of future results. MoatlyAI responses are AI-generated and may be inaccurate. Always do your own due diligence, and consider consulting a licensed financial professional before investing.