Monee: Expense Tracker

Keep everyday spending in view with Monee, built for people in Kenya. KEEP A CLEAR RECORD Record M-Pesa, cash, bank and card payments. Choose a category, add a note and search your history later. Paste or share a supported payment confirmation, check its details and decide where to save it. SEE WHERE IT WENT Review recorded spending by week, month or year, with transaction fees shown separately. Tap a category to see its payments, or open the complete category list. Create your own categories to match your life. GIVE YOUR MONTH A PLAN Set a monthly spending limit for each category and see what remains. Change limits whenever you need. PLAN THE BILLS AHEAD Track rent, school fees, internet and subscriptions with flexible repeats. Choose a reminder before a bill is due, view the upcoming calendar and record the payment or link one already in Activity. Paused plans stay separate. Reminders are optional local notifications; iOS controls delivery. Monee records payments and never pays a bill for you. MAKE ROOM FOR WHAT MATTERS Track money you have set aside for school fees, a rent deposit or a trip. Record additions and withdrawals, follow your progress and keep a note of your target date. Monee tracks these records; it does not hold or transfer your money. TRACK TOGETHER Create or join a shared account for up to three people, including its owner. Record contributions and expenses, plan agreed costs and keep shared category limits in view. Each person signs in separately, and the owner approves new members. Approved members can see and export the full shared history. Joining a shared account does not upload your Personal ledger. CHOOSE WHERE IT BELONGS Keep Personal and shared records separate. Choose the destination when adding, importing or reviewing an eligible payment, then confirm Save. M-PESA CAPTURE WITH APPLE SHORTCUTS On iOS 17.2 or later, add the prepared Monee M-Pesa shortcut and configure a Message automation in Apple Shortcuts. Monee guides you through the steps. You can also keep recording manually. Monee receives only the messages your automation passes to it. It cannot browse your SMS inbox or message history, and it cannot authenticate a message's sender. iOS controls review-card presentation and background timing. Captured drafts remain available for review in Monee. YOUR RECORDS, WITH YOU Core Personal tracking works offline and needs no Monee account. Optional private iCloud sync keeps Personal records across Apple devices using the same iCloud account. Shared accounts need sign-in and an internet connection for updates. Manage cloud sync and app analytics in Settings. Add Home Screen widgets and export Excel reports with payments, summaries and budgets. Shared exports include member attribution. YOUR SETUP CHOICES Your onboarding answers stay on this device unless you turn on Share setup answers. Sharing is optional, off by default and separate from sign-in. It sends selected preferences, which can include an income pattern or approximate spending range, to Monee through Convex to improve onboarding. Shared answers expire within 180 days. Review or remove them in Settings > Account & privacy > Setup answers. YOUR ANALYTICS AND REMINDERS App analytics starts on when no saved off choice applies. Turn it off in Account & privacy. It measures bounded app milestones without financial values or setup-answer values. iPhone acquisition measurement uses Apple’s privacy-limited aggregate installation reporting, with no AppsFlyer SDK request. Optional weekly check-ins, unfinished-setup and comeback reminders each start off and require your choice plus notification permission. Choose frequency limits and quiet hours; availability is limited during rollout. Monee does not request your M-Pesa PIN or bank credentials. It is independent of Safaricom and M-Pesa. Payment-source labels describe records, not payment processing or automatic bank access. Need help? [email protected]