Extrafund

Understand your options. Put numbers to your plans. Extrafund explains U.S. savings and retirement accounts and helps you explore what your money could grow into. Start with your age, current balance, and what you can set aside. Change the assumptions as you learn. RETIREMENT PROJECTIONS Explore retirement ages, monthly contributions, employer matching, investment fees, and inflation. Compare illustrative return scenarios and switch between future dollars and today's purchasing power. Save scenarios for later comparison. USEFUL CALCULATORS • Retirement and 401(k) growth, including a confirmed employer match • 2026 traditional and Roth IRA contribution room • High-yield savings growth using APY • Mortgage payments plus taxes, insurance, PMI, HOA, maintenance, and closing costs • Monthly savings needed for a goal and target date ACCOUNT GUIDES Learn what 401(k)s, traditional IRAs, Roth IRAs, high-yield savings accounts, HSAs, and home financing are used for. Read eligibility considerations, withdrawal rules, common pitfalls, official references, and links to providers. If you are unsure about workplace benefits, use the guided checklist and a ready-to-copy question for HR. GOALS AND PRIVATE PLANS Track amounts you have set aside and compare your planned monthly savings with what your goal requires. Plans stay on your device. Export a backup or move your plan between iPhone and the web using a JSON file. No account, bank connection, advertising, or subscription is required. There is no automatic cross-device sync. 30 LANGUAGE OPTIONS Choose your language in Settings, including English, Spanish, Chinese, Hindi, Arabic, French, Portuguese, and many more. The interface supports right-to-left languages. Financial rules remain U.S.-specific and all amounts use U.S. dollars. Extrafund is an educational planning tool. Calculations are illustrative, not forecasts or guarantees. It does not move money, make trades, or verify personal eligibility. Investment returns, taxes, rates, and provider terms can change. Review assumptions and linked sources before acting.