Proactive Agent

Proactive Agent finds the subscriptions draining your wallet and helps you fight back. Import a bank statement, and the app instantly detects recurring charges, flags unused services, and shows you exactly where to cut. Everything runs on your device. No accounts. No passwords. No data uploaded anywhere. KEY FEATURES - Auto-Discover Subscriptions — Import CSV or PDF bank statements to detect recurring charges automatically. No bank login required. - Smart Savings Engine — AI identifies unused subscriptions, duplicate services, and price increases. Get actionable suggestions with estimated savings. - On-Device AI Advisor — Ask questions about your spending, get personalized savings advice, and understand your subscription health. Powered by Apple's Foundation Models — your data never leaves your phone. - Multi-Currency Support — Track subscriptions in any currency. Totals convert to your home currency using European Central Bank exchange rates. - Savings Tracker — Log every cancellation and downgrade. Watch your savings grow over time with charts and history. - Cancellation Guides — Step-by-step instructions to cancel popular services, rated by difficulty. - Privacy-First — Zero analytics, zero tracking, zero third-party SDKs. All data stays on your device, protected by iOS encryption. PRO UNLOCK ($9.99, one-time) - Statement import (CSV & PDF) - Alternative service suggestions - Unlimited AI advisor chat - Home screen & lock screen widgets - Data export Core features are free forever. No subscription required to use Proactive Agent — because the last thing you need is another subscription. Available in English, Spanish, Chinese (Simplified & Traditional), Korean, Japanese, Hindi, Malay, Portuguese (Brazil), and Arabic.