Lynos

Lynos is the intelligence layer between you and your money. Connect your cards and Lynos reads every charge as it lands. Snap a receipt and it finds the matching charge in seconds. Once a day, the Loop shows you what needs a decision, and Gina, your online assistant, reads it first and tells you what she thinks and why, so most decisions take a second. Changed your mind? Back undoes it. WHAT IT DOES - A Home you arrange. Your money is a board of tiles: move them, hide the ones you do not need, bring them back. Gina's line stays on top. - Money & goals. Money in, committed bills, everyday spending and what is left over, worked out from your accounts. Set a goal and see the real date it lands. No checking account connected? Type in your paycheck and the bills you know, and Lynos counts them as told. - Receipts that match themselves. Snap one, a batch, or a long one in pages. Every photo is checked on your phone before it uploads. Matched receipts land on the right charge with the amount, date and vendor read for you. - Your recurring spend, up front. Every subscription, what it costs a month, when it renews next, and a flag when a price goes up. - A daily score. Books health, or your Scoreboard on the Personal plan, tells you how clean this month is and exactly what would raise it. - Projects. Tag charges to a job, a trip or a renovation, watch the budget, export the list. - Charges by hand. Cash and other accounts have a place too, with a receipt and a project if you want. Your own categories, and Off the books for the charges that should not count. - Watch for a refund. Waiting on money back? Lynos watches the card and tells you the day it lands, or the day it is overdue. - Unusual activity. Duplicates, refunds that never came back, and charges that do not look like you, shown with both sides so you can decide. - Ask Gina. Plain questions, plain answers: what did I spend on groceries last month, what is this charge, how much is left this month. Every answer points back to the transactions behind it. - For business accounts: your accountant in the loop, a tax package that builds itself from the year's decisions, and QuickBooks sync. TRUST Bank connections are read-only through licensed aggregators: Lynos can see transactions and never move money. Face ID or your passcode locks the app. Lynos organizes your money; it does not file taxes for you. Lynos is the companion app for lynos.ai accounts.