Ledgzr

Ledgzr is a personal financial tracker that answers one question at a glance: how much money do I need to gather to clear everything I owe this month? • Dashboard — a live view of unsettled card bills, loans, peer balances, and inflows • Card Ledger — track transactions, limits, billing cycles, due dates, and payment status across multiple credit cards • Global Search — find card and peer transactions from any month by name, amount, card, category, or peer • AI Search — ask natural-language spending questions and get accurate totals • Peer Settlement — track who owes you and who you owe, settle balances, and send WhatsApp reminders • Recurring Items — loans, salary, recurring transactions, and peer entries carry forward automatically • Insights — spending breakdowns, card utilisation, top merchants, and settled vs. unsettled amounts • Notes — keep global notes and separate notes for each billing month • Secure Card Details — safely view, copy, and share card number, expiry, and CVV when needed Ledgzr is a private single-user app and is not intended for general App Store distribution.