Underspent

Underspent turns budgeting into a game you actually want to play. Instead of logging every transaction into a spreadsheet, you set simple caps and try to come in under them across a four-week cycle. Stay under and the leftover rolls forward. Go over and it catches up with you. Win the food goal, win the flex goal, or win both for an Epic week. Then reset and try to beat your record. No bank logins. No ads. No accounts. Your numbers stay on your phone. HOW IT WORKS Set a daily cap for food and coffee, with a little more room on weekends. Set a weekly flex pool for shopping, fun, and everything else. Log what you spend. Coming in under one week raises next week's room; going over lowers it. After four weeks, see whether you scored a Food win, a Flex win, or an Epic win. Reset and play again. Your saved cycles build a history and a streak. WHY IT'S DIFFERENT Most budgeting apps are accountants. Underspent is a game. It rewards the one habit that actually builds savings: spending less than you planned, on purpose, again and again. FEATURES Four-week cycles you can replay forever Daily food caps and a weekly flex pool, both fully customizable Carry-over math that keeps a running balance honest Food, Flex, and Epic win conditions Streak tracking across every saved cycle A spending heatmap so you can see your month at a glance Home screen and lock screen widgets that show your budget at a glance Five themes, including a true dark mode Copy any cycle's summary to paste into your own journal Completely private: no bank connections, no sign-up, no tracking Set your caps. Come in under. Watch it stack up.