Clara: Credit Card & Platform

Clara is the all-in-one financial platform for modern companies seeking financial efficiency and control. Manage expenses, issue Mastercard-backed physical and virtual credit cards, approve reimbursements, automate accounting, and make payments from a single 100% digital platform Corporate Credit Card Issue cards in seconds with rules by employee, project, date, time, or category. View transactions in real time, with full traceability and instant blocking. Clara Black includes benefits like travel assistance, purchase protection, and access to VIP lounges. Expense and Reimbursement Management Automate expense control with automatic categorization, review, and hierarchical approval. Organize receipts and generate ready-to-use reports for audits, budgeting, or reconciliation. International Payments Send payments abroad with no fees across multiple currencies. Access credit to fund your international operations, schedule transfers, and get real-time exchange rates. Managerscan approve, monitor, and reconcile everything from a centralized dashboard, optimizing your global expense control. Available only in Mexico. Invoice Recovery Forget about chasing your suppliers. Clara automatically retrieves invoices from your purchases and links them to each expense in real-time. From the app, managers can download receipts, validate tax information, and generate reports ready for reconciliation and audit without wasting time on manual tasks. Available only in Mexico. Digital Account Open and manage your digital account 100% online, with no monthly fees or hidden costs. Make payments, reimbursements, and transfers directly from the platform, securely and efficiently. Available only in Brazil. Clara Intelligence: AI integrated into your operations Thanks to artificial intelligence, Clara turns your data into smart decision-making. Receive alerts on unusual or duplicate spend patterns and ask complex questions like “Show me all restaurant expenses above our $100 limit,” “Give me recommendations where we can cut spend,” or “How much did our travel spend grow since last quarter?”. All directly with the AI copilot available in the platform. ERP & API Integrations Connect Clara to your accounting and management systems through an open API. Automate imports, reconciliations, and receipt validation. Compatible with platforms like SAP, Oracle Netsuite, Zoho, and others. Rewards Program Earn points onevery purchase and redeem them for products, credit, or invoice discounts, all managed from the app with no extra costs. Points can also be redeemed for Lifemiles. Available only in Colombia. Multi-Entity & Granular Access Control Manage multiple business entities and assign user-level permissions by area or role. Ideal for corporate groups, holding companies, or accounting firms. Financed SPEI Transfers: Make instant transfers to any account through SPEI using your Clara credit line. Optimize cash flow by deferring payments without disrupting your daily operations, with tracking, reconciliation, and ready-to-use reports in one centralized dashboard. Download the app and discover a new way to take control of your company’s expenses.New: Check the review expense status of your card transactions directly from the transaction list and detail view.