I'm I'll: Expense Tracker

Your money, your business — no bank login required. I'm I'll is a private expense tracker and budget app for people who want to truly understand their money, without handing their bank logins to a third party. Every transaction is yours to enter and yours to keep. Track spending across multiple currencies, stay ahead of recurring bills and income, scan receipts, set budgets, and watch your savings goals grow. Manual by design. Private by default. WHY PEOPLE CHOOSE I'M I'LL • No bank linking, ever You decide what goes in. Nothing is auto-imported, nothing is scraped, and your financial data never leaves your phone unless you choose to back it up. If you've ever felt uneasy connecting your bank to an app, this was built for you. • Truly multi-currency Track AED, USD, EUR, GBP, INR, PHP — any currencies, side by side, with live and historical conversion. Each entry remembers the exact rate it was logged at, so your history stays accurate over time. Perfect for expats sending money home, freelancers paid in different currencies, frequent travelers, and anyone living a multi-currency life. • Recurring bills, subscriptions & income Set up your rent, salary, subscriptions, and regular bills once. I'm I'll tracks them, reminds you before they're due, and keeps your balance honest, so nothing ever sneaks up on you. • Smart receipts, kept private Snap a photo of a receipt and on-device AI fills in the amount, merchant, and category for you. The intelligence runs on your phone — your receipts are never shipped off to a server. • Budgets & "safe to spend" Set budgets by category and see, at a glance, exactly how much is safe to spend today — not just what you've already spent. Stay ahead of your money instead of reacting to it. • Savings goals & net worth Create goals, track your contributions, and watch your net worth across every account update in real time. • Clear, beautiful reports Monthly breakdowns, category insights, spending trends, and a clean dashboard that makes your money easy to read at a glance. A FEW WAYS PEOPLE USE IT • An expat tracking AED salary while saving in USD and sending money home • A freelancer logging income in three currencies and watching cash flow • A traveler keeping one clear picture of spending across countries • Anyone who simply refuses to link their bank to a budgeting app FOR PEOPLE WHO TAKE MONEY SERIOUSLY If you've outgrown the apps that auto-import everything, bury you in ads, or push you to connect accounts you'd rather keep private, I'm I'll is the deliberate, private alternative — built for people who want to be hands-on and actually know where their money goes. PRIVATE BY DESIGN • No bank linking • No selling your data • No ads mining your spending • Optional on-device AI that keeps the smart features on your phone Start free, and upgrade whenever you're ready for more. Your money, tracked your way.