Baटो

Baटो keeps shared money simple. Make a group for your flat, trip, or office lunch crew, add the people you split with, and record who paid what. Baटो does the maths and shows exactly who owes whom — no spreadsheets, no awkward reminders. • Groups for flatmates, trips, teams or anything shared • Split equally, by exact amount, or by percentage • Live balances: what you owe and what you're owed, per group and overall • Settle up with a prefilled UPI link that opens PhonePe, Google Pay or any UPI app • Add members by phone number and share a group link • Edit or delete an expense whenever something changes • Sign in with your phone number — nothing else to remember Baटो records who owes whom. Money moves in your own payment app, never inside Baटो. Free, no ads, no subscription.