SpendVeil: Expense Tracker

Understand where your money goes without handing over your bank login. SpendVeil is a private expense organizer for individuals, households, freelancers, and side projects. Add expenses manually, keep repeating costs organized, and search your records on one iPhone. EVERY FEATURE INCLUDED • Add expenses manually • Get automatic category suggestions from merchant keywords • Search merchants, notes, categories, payers, and saved receipt text • Review monthly spending and category breakdowns • Create weekly, monthly, or yearly recurring expenses • Edit, pause, or delete recurring rules whenever needed • Scan receipts with the camera or choose an image from Photos or Files • Extract merchant, total, and date using on-device text recognition • Ask exact spending questions offline on every supported iPhone—no Apple Intelligence required • On compatible Apple Intelligence iPhones, optionally use Veil Assist for structured searches, validated receipt drafts, and report explanations • Keep receipt images attached to expenses • Set monthly budgets • Explore advanced filters, donut charts, and spending trends • Create custom categories and matching keywords • Organize potential tax-related expenses with your own labels • Export Excel-compatible .xls or Google Sheets-friendly .csv reports PRIVATE BY DESIGN No account. No advertising SDK. No bank connection. Expense records, receipt images, text recognition, and Ask SpendVeil calculations stay on this iPhone unless you deliberately export or share a file. Veil Assist is off by default, uses Apple’s on-device System Language Model, and has no network AI fallback. SpendVeil organizes information you enter. It does not provide financial, accounting, or tax advice. Review tax decisions with a qualified professional.