Calm credit

Calm Credit is a mobile loan application operated by ARZIKI BRIDGE TECHNOLOGY LIMITED, a registered financial service provider in Nigeria (DUNS No. 669824759). The app provides a simple and transparent way for individuals and small business owners to apply for short-term personal loans. Calm Credit is not a bank. It provides loan services through ARZIKI BRIDGE TECHNOLOGY LIMITED, a registered financial service provider in Nigeria. Key Features • No collateral required • Fully digital and paperless application process • Clear display of loan amount, fees, and repayment schedule before confirmation • Funds are transferred directly to your bank account upon approval • Manage your loan and repayments within the app How It Works 1. Create an account and verify your identity (NIN, BVN, and basic details may be required) 2. Submit a loan request through the app 3. If approved, funds are disbursed to your bank account 4. Repay according to the schedule displayed in the app Eligibility • Must be a resident of Nigeria • Must be at least 18 years old • Must have a valid phone number and bank account • Loan approval is subject to credit evaluation Loan Information Loan Amount: ₦20,000 – ₦300,000 Loan Term: 90 – 180 days APR: 12% – 36% Example: Loan Amount: ₦150,000 Loan Duration: 180 days APR: 12.17% Total Repayment: ₦159,000 (calculated with interest at the applicable APR) All fees and charges are included in the APR. No hidden fees. Responsible Use Borrow only what you can repay. If you experience difficulty repaying, please contact our support team early. We do not use aggressive or threatening collection practices. Data & Privacy All personal data (including NIN, BVN, and other sensitive information) is collected, processed, and stored securely, in accordance with our Privacy Policy and applicable data protection regulations. For more details on how your personal information is handled, please refer to our full Privacy Policy available at: [Link to Privacy Policy]. Company Information Company: ARZIKI BRIDGE TECHNOLOGY LIMITED DUNS Number: 669824759 Address: NO. 10, VISTULA CLOSE, MAITAMA, ABUJA, FCT, NIGERIA Postal Code: 900271 Customer Support Email: [email protected]