Quem Deve: Who Owes Me

Keep track of who owes you and what you owe, and send a WhatsApp reminder without the awkwardness. Who Owes Me is the tab-and-debt ledger in your pocket: every amount has a name, a due date and a status, and you see at a glance what is still to collect and what is still to pay. COLLECT WITHOUT THE AWKWARDNESS • A ready-made WhatsApp message with what is outstanding and your PIX key. • A reminder on the due date with the total to collect or to pay, even with the app closed. ORGANIZE IT YOUR WAY • Installments and fixed payments, like monthly fees and rent. • Split one bill across several people at once. • Month and year summaries: how much you lent, borrowed and already received. GROUP EVENTS • On a trip, at a party or in a shared house, everyone adds what they paid. • Split equally, by amount or by weight and see who pays who, with the fewest transfers. • Invite by link. Anyone without the app joins with just a name. FOLLOW EACH PERSON • A balance per person: "Owes me", "I owe" or "Settled". • Reliability calculated from on-time payments. • Contacts imported from your phone's address book. WITH FRIENDS ON THE APP • Anyone who also uses Who Owes Me sees the same debt from their side, reports that they paid, and you confirm with one tap. For anyone running a tab at a corner store, bar or salon, and for anyone who just wants to stop forgetting what they lent to friends and family. The Pro plan raises the limits and unlocks detailed charges, a custom message, year summary charts and an ad-free experience.