Money Manager & Expense: Penny

Penny - Money Manager Make everyday money management simple. Track your spending, organize your accounts, and plan monthly budgets- all in one place. Know where your money goes Record income, expenses, and transfers. Organize transactions by category, add notes, and attach receipts so the details are easy to find. Build a budget that fits Set monthly spending limits for your expense categories. Track your progress, see what’s left, and spot when you’re over budget. Reuse last month’s limits to make planning easier. Keep your accounts organized Manage cash, bank accounts, cards, and savings together. Record transfers and track transactions in different currencies. Understand your spending Explore spending charts and trends. On supported devices with Apple Intelligence enabled, use Ask Money to ask questions about your finances. Stay in control Your financial records are stored locally on your device. Enable the optional app lock for added protection, export transactions as CSV, or create and restore JSON backups. Choose your experience Use Penny with ads, or make a one-time Remove Ads purchase for uninterrupted tracking. No subscription required. No account needed. Start building a clearer picture of your money with Penny. Privacy Policy: https://digitalhole.github.io/penny.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/