Wealthling

Wealthling is a warm, bilingual family-finance app built on the money methods families already trust. Every debt lines up smallest-balance-first, so each payoff builds momentum for the next — Wealthling reads the APR on every loan and tells you the truth: debt-free by a real date, or what it'll take to get there. Give every goal a priority and a target date, and Wealthling works out what it actually takes per month, splitting your savings pool across them by what matters most. If a date's unrealistic, it says so instead of letting you find out later. Your budget splits into fixed costs, investments, savings, and guilt-free spending, so every rupiah has a job. A decision matrix weighs any purchase by cost and how wholehearted you feel about it, so impulse buys get a second thought. Net worth tracks every asset and liability in one place, so you always know if you're really getting ahead. Wealthling runs entirely on your device — no account, no server, no ads, no analytics. If you choose to sync with a partner, it's end-to-end encrypted between your two devices only.