SpendM8

SpendM8 is a private expense tracker that helps you manage your spending, stay on budget and keep your financial data under your control. Everything works on your device, with no mandatory accounts, no bank connections and no third-party data sharing. Try SpendM8 free for 7 days. If you enjoy it, unlock the full app with a single one-time purchase. No subscriptions or recurring fees. Whether you’re tracking everyday expenses, managing household budgets or monitoring recurring payments, SpendM8 makes it simple, fast and private. Private by design Your financial data stays yours. • Local-first storage on your device • No account required • No bank connections • Optional iCloud sync across your own Apple devices Budget your way Plan and track spending with flexible budgeting tools. • Monthly, weekly, quarterly and yearly budgets • Easy calendar navigation • Organise expenses by category, merchant, payment method or person Fast expense entry Record expenses in seconds. • Voice entry with automatic amount recognition • Quick and intuitive interface • Customisable colours and categories Stay on top of payments Know exactly what you’ve paid and what’s still outstanding. • Open, paid and partially paid expense statuses • Track credit card reward points • See outstanding expenses at a glance Export whenever you need Your data is always portable. • Export to CSV and Excel • Create Markdown and PDF reports • Share or back up your data with ease SpendM8 is designed for people who want a simple, powerful and privacy-focused expense tracker. Whether you’re tracking daily spending, planning a budget or reviewing your finances, SpendM8 helps you stay organised without compromising your privacy.