PendPay

PendPay is escrow for Nigeria. Lock money before work starts, agree the contract, and release it when the job is done so freelancers get paid and buyers don’t pay twice. HOW IT WORKS • Create a deal with a PendPay tag, amount, and milestones • Fund from your PendPay wallet, card, USSD, or bank transfer • Funds stay locked until the receiver accepts and you approve the work • Claim, approve, or raise a dispute if something goes wrong WALLET • Naira wallet with a dedicated virtual account • Top up by bank transfer or card • Withdraw to any major Nigerian bank • Send to another PendPay user by tag TRUST • Identity checks with BVN and NIN • Contract terms you can review before you accept • In-app disputes and support Built for freelancers, vendors, and small businesses who need safer transfers not just faster ones. PendPay is not a bank. Wallet and escrow services are provided with licensed Nigerian banking partners.